9:26 PM
Do you need horse insurance? Is it really necessary? What are the advantages to being insured? What are the risk to not being covered by a good policy? How much will it cost? As a horse owner you may be asking yourself those questions along with many other questions.Do you need to be insured?
The answer to this question is a big yes. There are a variety of different types of policies. If you own a horse, the one type you should definitely have is liability. This will cover accidents involving the people that come in contact with your horse. They don't have to be a rider, but simply a spectator watching while you ride.
In today's world, it is unfortunate but true, there are people that will sue if they get injured on your property or with one of your pets. Many friendships have broken up and ended in lawsuits over silly unintentional accidents. When you add a 1,000 pound animal to the equation, it just isn't worth the risk.
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